Coast FIRE Calculator: Could You Stop Saving for Retirement Today?You reach Coast FIRE when what you have already invested can grow, untouched, into 25 times your yearly spending by the day you retire. In the worked example, $230,311 invested today at a 7% real return becomes $1,250,000 in 25 years. With $150,000 already invested, you are 65.1% there and need $80,311 more.Debt, investing and retirement
Which dollar works harder: killing debt, or going into investments.
Coast FIRE Calculator: Could You Stop Saving for Retirement Today?You reach Coast FIRE when what you have already invested can grow, untouched, into 25 times your yearly spending by the day you retire. In the worked example, $230,311 invested today at a 7% real return becomes $1,250,000 in 25 years. With $150,000 already invested, you are 65.1% there and need $80,311 more.
Pay Off Debt or Invest Calculator: Get Your Answer in 60 SecondsCompare your debt rate with your expected investment return: if the debt rate is higher, paying the debt first wins. In the worked example, $10,000 at 19% against 7% returns, paying the debt first ends five years with $39,062 against $35,796 for investing first, a $3,266.01 edge, and the debt is gone in month 15.